{"id":17395,"date":"2025-11-13T05:20:23","date_gmt":"2025-11-13T13:20:23","guid":{"rendered":"https:\/\/westcapitallending.com\/blog\/?p=17395"},"modified":"2025-11-13T06:01:47","modified_gmt":"2025-11-13T14:01:47","slug":"broker-brawl-hot-loans-edition-turns-up-the-heat","status":"publish","type":"post","link":"https:\/\/westcapitallending.com\/blog\/broker-brawl-hot-loans-edition-turns-up-the-heat\/","title":{"rendered":"Broker Brawl Hot Loans Edition Turns Up The Heat"},"content":{"rendered":"<h3>Broker Brawl Hot Loans Edition Turns Up The Heat<\/h3>\n<p>The ballroom lights dimmed as trays of blistering hot wings were carried to the stage. Spotlights bounced across the crowd at Originator Connect in Las Vegas, where hundreds of mortgage professionals had gathered not just for spectacle, but for a cause.<\/p>\n<p>Welcome to Broker Brawl: Hot Loans Edition \u2014 part roast, part competition, part charity drive \u2014 where CEOs and founders of some of the largest brokerages in the nation sat shoulder-to-shoulder, wings in hand, ready to take the heat.<\/p>\n<p>With the crowd roaring and the hot sauces flowing, NEXA Mortgage Co-Founder and CEO Mike Kortas, Loan Factory Founder and CEO Thuan Nguyen, West Capital Lending Co-founder and CEO Daniel Iskander, and Equity Smart Home Loans Co-founder and CEO Pablo Martinez fielded the toughest questions in the business.<\/p>\n<p>Guiding the spectacle were two ringmasters of spice and satire: Brandon Christensen, national instructor for Max Class, and Ladonna Lockard, CEO of Max Class and host of the NMP podcast Take It To The Max. <\/p>\n<p>But beneath the banter was a bigger mission: raising more than $50,000 for Homes For Our Troops, a nonprofit that builds specially adapted homes for severely injured post-9\/11 veterans. Since their inception in 2004, nearly 90 cents out of every dollar donated goes directly to program services supporting Veterans. <\/p>\n<p>With the mission set, the hot sauces were uncapped, the spotlights were lit \u2014 and the questions began.<\/p>\n<p style=\"text-align:center;\"><iframe loading=\"lazy\" allowfullscreen=\"\" frameborder=\"0\" height=\"360\" scrolling=\"auto\" src=\"https:\/\/cdn.jwplayer.com\/players\/4V6Pd3E1-pFhdC9od.html\" title=\"Broker Brawl 2025: Hot Loans Heat Up\" width=\"640\"><\/iframe><\/p>\n<h3>Martinez Cuts The Puppet Strings<\/h3>\n<p>Equity Smart Home Loans has doubled its ranks, growing from 250 to 500 loan officers since CEO Pablo Martinez last took the Originator Connect stage. Now, Martinez returns to the spotlight after making headlines with his high-profile switch from United Wholesale Mortgage (UWM) to Rocket Pro to battle the heavyweight champions of the wholesale channel.<\/p>\n<p>When the questions landed about his controversial move, Martinez didn\u2019t shy away.   <\/p>\n<p>\u201cAnd we don&#8217;t have to jump through hurdles and watch videos and do all this (&#8230;) to get points that can&#8217;t even get us better pricing. So, you know, we&#8217;re done with all that. We&#8217;re not anyone&#8217;s puppets.\u201d<\/p>\n<p>His comments about watching a lender\u2019s videos to earn points may have struck a chord with originators in the audience who currently partner with UWM.<\/p>\n<p>\u201cWe&#8217;re not drama,\u201d Martinez said. \u201cWe&#8217;re down to earth, humble. Our platform is not about me. It&#8217;s about you guys. It&#8217;s about the loan officers.\u201d<\/p>\n<h3 style=\"text-align:center;max-width: 32rem;margin-right: auto;margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-size: 27px;font-weight: 400;\">\u201cYou cannot have a clean breakup.\u201d<\/h3>\n<p style=\"max-width: 32rem;margin-right: auto; margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-weight: 400;\">Pablo Martinez, CEO Equity Smart Home Loans<\/p>\n<p>\u201cYou cannot have a clean breakup,\u201d said Pablo Martinez while recounting the challenges he encountered after terminating his partnership with UWM.<\/p>\n<h3>Martinez: With UWM<\/h3>\n<p>The crowd got the show. But the fireworks didn\u2019t stop there. The following day, on a podcast stage wedged between rows of packed exhibitor booths, Martinez revealed that his breakup with UWM was less than amicable.<\/p>\n<p style=\"text-align:center;\"><iframe loading=\"lazy\" src=\"https:\/\/cdn.jwplayer.com\/players\/mghyrnF6-pFhdC9od.html\" width=\"640\" height=\"360\" frameborder=\"0\" scrolling=\"auto\" title=\"Pablo Martinez Interview Clip For Hot Loans Article\" allowfullscreen=\"\"><\/iframe><\/p>\n<p>Before sending in his termination letter and running off into the sunset with Rocket Pro, Martinez knew he needed to close out all of Equity Smart\u2019s loans with UWM \u2014 or risk a lawsuit under UWM\u2019s All-In Addendum (ultimatum), a standard clause in UWM\u2019s broker contracts.<\/p>\n<p>UWM issued an ultimatum to its broker partners in 2021, forbidding them from doing business with Rocket Mortgage and Fairway Independent Mortgage Corp. Not signing the ultimatum would mean severing ties with UWM. Brokers who sign and then violate the ultimatum face costly damages  \u2014 $5,000 per loan closed with Rocket or Fairway or $50,000 in liquidated damages. Even worse, some alleged violators of the ultimatum have been sued. <\/p>\n<p>Despite his efforts, Martinez alleges that UWM withheld $250,000 of commissions from more than fifteen of his loan officers.<\/p>\n<p>\u201cOn the remaining loans that we had [that] we were closing out, they had rewritten the lender instructions to redirect their commissions back to them instead of us. So that put us out about $250,000 that they kept, which we still have not been invoiced,\u201d he claimed. \u201cWe still have no idea why they kept the money.\u201d<\/p>\n<p>According to Martinez, the dispute didn\u2019t end there. He claimed that a UWM attempted to poach his loan officers by leveraging their commissions. <\/p>\n<p>Martinez claims that UWM attempted to poach his loan officers by telling them \u201c[If] you want your commission then you\u2019ve got to find a UWM shop to work with.\u201d But later that night, he decided to resolve the issue by telling the two loan officers \u201cWe&#8217;re going to let [UWM] steal the money or take the money away. But we&#8217;re still going to pay you.\u201d <\/p>\n<p>Martinez went further, alleging that UWM shared Equity Smart\u2019s loan officer list with competitors.<\/p>\n<p>\u201cAs soon as we gave them notice\u2026They distributed our LO list amongst other shops and then those shops started poaching our customers \u2014 C2 Financial being one of them,\u201d he claimed.<\/p>\n<p>For Martinez, the turbulence is already fading in the rearview. His focus, he insists, is on growth.<\/p>\n<p>\u201cWhen we made the decision, we had 420 loan officers. We now have 460. so doing all those things, it\u2019s just silly because we&#8217;re not going anywhere,\u201d Martinez said. \u201cWe&#8217;re here for the long haul.\u201d <\/p>\n<h3>Nguyen: Lawsuits &#038; Loyalty To Loan Officers<\/h3>\n<p>The moderators then turned the spotlight to Loan Factory CEO Thuan Nguyen, raising the issue that has dogged him in headlines and lawsuits: his loan officer directory. The question was framed hypothetically \u2014 what if another broker created a directory of originators but secretly funneled the leads back to himself? <\/p>\n<p>Nguyen\u2019s answer was deliberate, even defensive, as he worked to explain what he insists is a misunderstood innovation.<\/p>\n<p>\u201cConsumers [are] struggling to find a good loan officer, and loan officers are struggling to find consumers. So my goal [is] to bring them together and all the leads go straight to the loan officer. The sad thing is, some evil force [is] out there trying to screw me up and trying to sue me.\u201d<\/p>\n<p>The line about an \u201cevil force\u201d drew laughter in some corners and applause in others. But Nguyen pressed on, emphasizing his intentions. He described a broker community that has grown increasingly divided \u2014 some eager to embrace technology and scale, others skeptical of platforms that centralize consumer traffic.<\/p>\n<p>\u201cThis is the first time I have [had] a chance to speak up. So many bad people out there. They try to cross [me],\u201d he added, hinting at industry rivals who, in his view, have weaponized misinformation to undermine his work.<\/p>\n<p>For Nguyen, the stakes go beyond the courtroom. His reputation as one of the top-producing loan officers in the country \u2014 who once closed over 11,000 loans in just two years \u2014 is on the line. At Originator Connect, he framed the issue as not about lawsuits, but about loyalty to both loan officers and consumers.<\/p>\n<h3>Loan Factory Follow Up: Clearing Up Misconceptions<\/h3>\n<p>Nguyen addressed the controversy over his loan officer directory with characteristic candor following Broker Brawl: Hot Loans Edition.<\/p>\n<p style=\"text-align:center;\"><iframe loading=\"lazy\" src=\"https:\/\/cdn.jwplayer.com\/players\/DOHVuF1Q-pFhdC9od.html\" width=\"640\" height=\"360\" frameborder=\"0\" scrolling=\"auto\" title=\"Pablo Martinez Interview Clip For Hot Loans Article\" allowfullscreen=\"\"><\/iframe><\/p>\n<p>\u201cIf Pablo [Martinez] or anyone used my name on their website, I don&#8217;t think the consumer will see my name on there and apply with [Equity Smart Home Loans],\u201d Nguyen said. \u201cIf the question is asking me for that permission, I love it. Please use my name.\u201d<\/p>\n<p>Nguyen acknowledged that part of his draw in the broker community is the perception of access. \u201cLoan officers always look up to us and they want to understand more about us. Sometimes the way we talk to them is different [from] the way we talk to each other,\u201d he admitted. \u201cOur loan officers want to hear that too.\u201d<\/p>\n<p>That instinct for transparency partly drove Nguyen to publish a chart comparing loan officer compensation at the nation\u2019s largest brokerages\u2014a move that sparked backlash. \u201cI think all other mega companies also offer similar [compensation], except NEXA,\u201d Nguyen said. \u201cNEXA is very complicated. They make it, sometimes they promote like crazy NEXA100, but most of [NEXA\u2019s originators] don&#8217;t get that. And then if they don&#8217;t get it, they get charged a lot.\u201d<\/p>\n<p>Despite the backlash he received by NEXA leaders and some originators who responded to his Facebook post, Nguyen said he was never given an adequate explanation on how NEXA100 works: \u201cThey never elaborate because their compensation is too complicated. Nobody understands.\u201d<\/p>\n<p>The post did not go unnoticed. \u201cOne of the mega brokers got mad at me, said that&#8217;s not true, and demanded that I pull it down otherwise they\u2019d sue me,\u201d Nguyen said, declining to identify which company threatened legal action.<\/p>\n<p>Still, he stood by the decision to make his research public. \u201cI do my own research because in order to recruit, I need to talk to loan officers from each company. That&#8217;s how I learn,\u201d he explained.<\/p>\n<p>Having competitive LO compensation is highly important when it comes to recruiting loan officers, but according to the data from Modex, that doesn\u2019t seem to be an issue for his company. Since the last Broker Brawl in August 2024, Loan Factory has grown rapidly from about 700 to 2,035 loan officers with plans to reach 3,000 loan officers by 2026. However, Nguyen\u2019s goals concerning overall production volume aren\u2019t as concrete. <\/p>\n<p>\u201cWhy would we hire so many loan officers who are not producing? \u2026 They will see,\u201d said Loan Factory CEO Thuan Nguyen. \u201cIf I can push, I can generate leads, I can give [our LOs] clients.<\/p>\n<h3 style=\"text-align:center;max-width: 32rem;margin-right: auto;margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-size: 27px;font-weight: 400;\">\u201cWhy would we hire so many loan officers who are not producing? \u2026 They will see. If I can push, I can generate leads, I can give [our LOs] clients. \u201d<\/h3>\n<p style=\"max-width: 32rem;margin-right: auto; margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-weight: 400;\">Thuan Nguyen, CEO Loan Factory<\/p>\n<h3>Kortas Talks Old Business Partners, Family, And Sacrifice<\/h3>\n<p>No Broker Brawl would be complete without NEXA Mortgage Mike Kortas, drawing the heat. Two questions aimed squarely at him forced the crowd to see past his bravado and into the personal cost of leading the industry\u2019s largest brokerage.<\/p>\n<p>The first was about his former partner, Mat Grella, with whom he co-founded Nexa. Kortas didn\u2019t hesitate:<\/p>\n<p>\u201cHe worked his [butt] off as a loan officer and those benefits stop benefiting Nexa within a year because we focus on growth. Jason has done a (&#8230;) 15 times better job in that same role in just a few days.\u201d<\/p>\n<p>It was a pointed remark, underscoring how quickly NEXA moves on from even its co-founders when growth demands it.<\/p>\n<p>The second question cut deeper: whether Kortas really put his \u201cNEXA family\u201d ahead of his own family. Kortas answered with controlled emphasis:\u201cNEXA family never came first the way you said. You do this because you have reasons why you do this stuff, right? \u2026 If you want to be the best at what you do, you only get to pick one of them.<\/p>\n<p>\u201cI am the greatest mortgage broker of all time. The numbers are undisputed,\u201d NEXA Mortgage CEO Mike Kortas asserted. \u201cBut I had to give up everything else to do it.<\/p>\n<h3 style=\"text-align:center;max-width: 32rem;margin-right: auto;margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-size: 27px;font-weight: 400;\">\u201cI am the greatest mortgage broker of all time. The numbers are undisputed.\u201d<\/h3>\n<p style=\"max-width: 32rem;margin-right: auto; margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-weight: 400;\">Mike Kortas, CEO Nexa Mortgage<\/p>\n<p>It was a strikingly raw admission in a night otherwise filled with tough bravado. Kortas\u2019s success, he admitted, came with sacrifices in health, faith, and family. It was a rare glimpse into the cost of being the most visible \u2014 and sometimes the loudest \u2014 figure in the broker channel.<\/p>\n<h3>NEXA Follow Up: What It Really Takes To Be No. 1<\/h3>\n<p>NEXA CEO Mike Kortas struck a personal note at Broker Brawl: Hot Loans Edition, describing a ritual he\u2019s adopted at conferences to honor the often-overlooked sacrifices of loan officers\u2019 spouses.<\/p>\n<p style=\"text-align:center;\"><iframe loading=\"lazy\" src=\"https:\/\/cdn.jwplayer.com\/players\/6MWSjtB1-pFhdC9od.html\" width=\"640\" height=\"360\" frameborder=\"0\" scrolling=\"auto\" title=\"Pablo Martinez Interview Clip For Hot Loans Article\" allowfullscreen=\"\"><\/iframe><\/p>\n<p>\u201cI find two married men [and tell them to] send [their wives] flowers. And there\u2019s a cheat code to sending your wife flowers \u2014 DoorDash. You can just type in flowers and you can have flowers at the door in 45 minutes with a message,\u201d he said. \u201cAnd I wish I would have used it more often.\u201d<\/p>\n<p>Kortas tied the gesture to a broader truth about the mortgage business. \u201cWe all have a reason why we do what we do. That reason is, oftentimes, family. And that&#8217;s great. But that means we don&#8217;t get to focus on family,\u201d he explained. \u201cThey&#8217;re sacrificing other things in order to play at a high level\u2026 that comes with the sacrifice of health, faith, friends.\u201d<\/p>\n<p>The idea caught on beyond NEXA. \u201cEquity Prime&#8217;s Tag Event [sent] roughly 670 sets of flowers. So, and that&#8217;s to me, 60 to 70 spouses at home that got some appreciation,\u201d Kortas said.<\/p>\n<p>But the conversation didn\u2019t stay sentimental for long. Kortas pivoted to competitive jabs at fellow industry leaders, including West Capital Lending\u2019s Daniel Iskander and his consumer-direct strategy.<\/p>\n<p>\u201cHe will do a better job in a lower interest rate environment with how his business works. Although I make the argument not anymore because AI is going to completely replace and Danny will completely replace his owners.\u201d<\/p>\n<p>Kortas argued that consumer-direct loan officers face an existential threat. \u201cThe problem is that in a consumer direct environment, you&#8217;re gonna wipe out 90% of them,\u201d he claimed. \u201cI&#8217;ve seen this work. It&#8217;s actually there, it&#8217;s just slightly cost prohibitive still. So it&#8217;s there and it&#8217;s available. It wipes out consumer direct loan officers.\u201d<\/p>\n<p>In fact, Kortas pushed back against the very framing of brokers versus lenders. \u201cWhen I say brokers are better, that&#8217;s no longer a favorable term that should be used in my opinion. So I&#8217;m a lender. I fund more than 50% of my loans in my name. And so I look at myself as a lender with whole show rates.\u201d<\/p>\n<h3 style=\"text-align:center;max-width: 32rem;margin-right: auto;margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-size: 27px;font-weight: 400;\">\u201cWe\u2019re the number one in funded units. Look at the data. We\u2019re 3x-ing your average funding per LO.\u201d<\/h3>\n<p style=\"max-width: 32rem;margin-right: auto; margin-bottom: 1rem;margin-left: auto;padding: 0 2rem 0;font-weight: 400;\">Daniel Iskander, CEO West Capital Lending<\/p>\n<h3>West Capital Lending&#8217;s Iskander Strikes Back<\/h3>\n<p>But the night belonged to Daniel Iskander, CEO of West Capital Lending (West Cap). A year earlier, he had been overshadowed and brushed aside in the final round by his contender, Kortas. <\/p>\n<p>This year, he took the stage with an enthusiastic mob of West Cap loan officers cheering him on from the audience. When asked what he would do differently if he had to rebuild from scratch, Iskander was blunt:<\/p>\n<p>\u201cWe\u2019re a big lead buyer and one of the things we started doing was as we got bigger and stronger as a company, we started co-investing. We pay for our lead budget is about $3.5 million a month, and West Cap subsidizes 50% of the marketing budget,\u201d Iskander said. \u201cSo I wish we had the budget earlier on to be able to help out loan officers more by buying leads, investing them more the way that we are today.\u201d<\/p>\n<p>When asked why he lost in 2024, he didn\u2019t hold back: \u201cI don\u2019t think I lost. I think Mike [Kortas] had the ability to be able to go out to 3,000 loan officers and send out the code and [the] voting system was rigged.\u201d<\/p>\n<p>The West Cap side of the ballroom erupted. Cheers rolled like a wave, punctuated with stomps and whistles, the kind of noise that drowns out the moderators.<\/p>\n<p>But the knockout moment came in his closing pitch, after Kortas touted NEXA\u2019s LO compensation model and self-generating loan officers, Iskander fired back with a voice that carried over the crowd:<\/p>\n<p>\u201cI like to try to stay humble, but I want to share and I want to brag a little bit about the baddest team of loan officers that we\u2019ve assembled across the entire nation,\u201d Iskander said. \u201cThere\u2019s no better loan officer team in the entire nation \u2014 We funded over 20,000 loans.\u201d<\/p>\n<p>It was more than a defense of his company. It was a declaration that West Cap \u2014 with its data-driven, lead-heavy model \u2014 had arrived as a force to be reckoned with. <\/p>\n<p>\u201cMike likes to brag about having 3,000 loan officers \u2014 We\u2019re the number one in funded units,\u201d Iskander asserted. \u201cThe amount of money that we have reinvested into [our LOs&#8217;] marketing to be able to actually get them to win. Look at the data. We\u2019re 3x-ing your average funding per LO.\u201d<\/p>\n<p>The West Cap section of the ballroom exploded in cheers, drowning out even the moderators. West Cap loan officers shot to their feet, fists in the air, with some even chanting \u201cUSA! USA!\u201d<\/p>\n<p>But the final tally would decide not only the night\u2019s champion, but also the total raised for Homes For Our Troops. When the clock hit zero and every vote and donation was counted, NEXA CEO Mike Kortas emerged as the official winner of Broker Brawl: Hot Loans Edition, with $23,809 raised by his supporters \u2014 enough to claim his second heavyweight belt.<\/p>\n<p>Iskander, however, walked away with a different kind of victory: he captured the most votes in the room, 94 in total, making him the crowd favorite even as Kortas held onto the title through fundraising power.<\/p>\n<h3>The True Prize<\/h3>\n<p>The morning after, emotions still simmered. In separate interviews, both Nguyen and Martinez agreed that Iskander had been the rightful winner.<\/p>\n<p>Nguyen said: \u201cI feel that West Cap should be the winner. They invest in their company, in their loan officers, and they help their loan officers. That\u2019s why their company goes faster.\u201d <\/p>\n<p>Martinez echoed him: \u201cDanny won. I think he should have gotten the belt. I didn\u2019t realize it was based on money, but he had his people there and he did a good job up there. I think that he should have gotten the prize.\u201d<\/p>\n<p>When the smoke cleared, however, the real winner wasn\u2019t any one brokerage. It was U.S. Army Corporal Bryan Price and the mission of Homes For Our Troops.<\/p>\n<p>Thanks to Homelight\u2019s opening $10,000 check, hundreds of audience donations, and another last-minute $1,000 pledge from NEXA\u2019s Mike Kortas, the industry surpassed its $50,000 fundraising goal. That money will go directly toward building Bryan Price a mortgage-free home \u2014 designed without stairs or barriers, with widened doorways, accessible bathrooms, and open spaces to restore his independence as a paralyzed veteran.<\/p>\n<p style=\"margin-bottom:0;\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/westcapitallending.com\/blog\/wp-content\/uploads\/2025\/11\/Broker-Brawl-Hot-Loans-OC-Homelight.jpg\" alt=\"\" width=\"640\" height=\"360\" class=\"alignnone size-full wp-image-17405\" \/><\/p>\n<p style=\"font-size: .875rem;\">Brice Sullivan accepts the 10k donation from HomeLight Inc. on behalf of Bryan Price<\/p>\n<p>For Price, it means more than a house. It means freedom: the ability to be the father he wants to be, to roll through his own front door without obstacles, and to live daily life with dignity and security. <\/p>\n<p>For the mortgage brokers on stage, it proved that while they may never reach the vast wealth of some IMBs or banks, they managed to channel their competitive fire into something far greater: giving a wounded veteran the keys to a new life.<\/p>\n<p>Beyond the theatrics, the Broker Brawl events offer a rare, unscripted look at mega broker CEOs and what it\u2019s like to work inside their shops \u2014 where loyalty, resources, and leadership style matter just as much as pricing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Broker Brawl Hot Loans Edition Turns Up The Heat The ballroom lights dimmed as trays of blistering hot wings were carried to the stage. Spotlights bounced across the crowd at Originator Connect in Las Vegas, where hundreds of mortgage professionals had gathered not just for spectacle, but for a cause. Welcome to Broker Brawl: Hot [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17396,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[52],"tags":[],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/posts\/17395"}],"collection":[{"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/comments?post=17395"}],"version-history":[{"count":9,"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/posts\/17395\/revisions"}],"predecessor-version":[{"id":17406,"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/posts\/17395\/revisions\/17406"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/media\/17396"}],"wp:attachment":[{"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/media?parent=17395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/categories?post=17395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/westcapitallending.com\/blog\/wp-json\/wp\/v2\/tags?post=17395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}