HP - West Capital Lending, Inc.

Conventional

Well-suited for first-time homebuyers, seasoned purchasers, or homeowners exploring competitive terms.

Government

Flexible qualifications guidelines. Low interest rates. Government loans bring homeownership within reach.

Non-QM

Benefit from low rates, competitive closing costs, and our streamlined approach on a customized Non-Conventional Loan.

BROKERS VS. RETAIL

Brokers are BETTER

We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.

Our innovative technology streamlines the mortgage process.
Multiple investor options means we will find the best solution for you.
Exceptional customer service makes for a hassle-free experience for our customers.

Interest rates offered are among the lowest in the industry.
Zero closing cost options are available with most scenarios.
Communication is key- we pledge to keep you informed every step of the way.

Full Suite of

Loan Programs

Testimonials

What They're Saying

OCRachel B

May 23, 2022.

My Superb loan officer Nikki yun is the best knowledgeable loan officer I know of. 2ND time refinancing and I get the best advice in regards of my situation in regards of needing more cash out. West Capital lending has the best programs and direction for you. They follow up and do what they say. Guided me and my family every step of the way to not delay our closing. My processor Danielle Warburton always kept us in the loop. Great wonderful experience!

Marielle P Lopez

May 18, 2022.

We would rate West Capital Lending 10/5 stars if we could! Arran and Kara have truly made our home buying experience so easy and exciting. Purchasing our first home has been an intimidating and nerve-wracking experience but they both walked us through the entire process with ease. They led with professionalism and empathy and it’s been extremely comforting to know we were in good hands. We would 100% recommend West Capital Lending to anyone who’s looking for an exceptional hardworking team that’ll have your best interest in mind.

M M

May 18, 2022.

Definitely recommend West Capitol Lending and Kris Kirn to anyone that is thinking about refinancing. They know what they are doing and make this process almost seem effortless.

SandC Stuart

May 12, 2022.

Bill and Elizabeth were AMAZING to work with. I had just come off a few rough years and they helped me get my finances in tip top shop with a cash out refinance to pay my debts. They were so helpful and responsive. This was absolutely life changing. They helped me get past some tough hurdles. I highly recommend them!

Dale Cannady

May 12, 2022.

Olga Kent helped us arrange a lower rate on our debt consolidation refinance right before rates skyrocketed, saving us thousands of dollars a month. When my wife's credit became a potential obstacle, she worked above and beyond to help rescore her credit to qualify us for the lower rate.

Kerry Koch

May 12, 2022.

Austin Boyd and Elizabeth Rodriguez provided excellent service for my new home purchase out of state. Transactions and communications were all provided timely and professional. All of my questions were responded to quickly with easy explanations. Trying to coordinate an appraisal and working with an out of state title company always creates challenges. But they were able to overcome them all and push towards a timely closure. I really appreciated their professionalism. Thank you to all!

Robot Sonic

May 10, 2022.

We had a pleasure financing and closing our real estate purchase with Olga Kent from West Capital Lending. Olga was wonderful to work with! She is a very patient and detail oriented person, her communication were always on point. Very happy customers.

Janee Allegre

May 9, 2022.

We recently worked with Austin Beck on a loan and we were very happy with the results. He was very responsive, patient and offered alternative options and was always quick to respond. I would use him again and I will recommend him to my friends