David Duong

Branch Manager NMLS #1495316

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David Duong

About David Duong

Hello! I’m a dedicated mortgage loan officer with a diverse background that spans both technology and real estate. I graduated from California State University, Fullerton, in 2007 with a Bachelor’s degree in Management Information Systems. The first nine years of my career were spent in the Information Technology industry, where I gained valuable experience. However, my deeper passion for helping individuals achieve homeownership led me to transition into the mortgage industry in 2016. With strong problem-solving skills and a genuine desire to make a meaningful impact, I’ve developed extensive expertise in mortgage lending. I’ve worked with numerous clients to secure financing and navigate the complexities of home buying. After four years in the industry, I was entrusted with leading a team of over 20 agents, an opportunity that helped me grow my leadership and coaching abilities while still prioritizing exceptional client service. Today, I remain committed to making the home-buying process as seamless and stress-free as possible. Whether I’m assisting first-time homebuyers or those seeking to refinance, I bring a wealth of knowledge, unwavering dedication, and a true passion for helping individuals achieve their homeownership dreams.



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We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.

  • Our innovative technology streamlines the mortgage process.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  1. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000.
  2. The Fixed Rate Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

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