Jeffrey Sourbeer

Branch Manager NMLS #1993671

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I want to buy a home I want to refinance
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Jeffrey Sourbeer

About Jeffrey Sourbeer

Buying a home, refinancing, tapping into equity with a HELOC, or exploring a reverse mortgage can feel overwhelming without the right guide. With sixteen years in real estate and more than four years focused on mortgage lending, I’ve built my career on two things: helping people and creating financial success. I specialize in FHA, VA, and Conventional loans, tailoring solutions for first-time buyers, veterans, and seasoned homeowners. What sets me apart is how I work: fast communication, consistent follow-up, and a commitment to understanding the real “why” behind each client’s needs. I also use video to connect, break down barriers, and show that I’m more than just a name on a screen. My advice is simple. I’m not here to sell you a loan. I’m here to find a solution to your individual problem and tailor it to you. Every client has a different story, and my role is to educate, guide, and simplify the process so you can make confident decisions. At the heart of everything I do are three values: honesty, patience, and education. My mission is clear: to provide clear paths for every client, offering honest guidance and patient education so you can move forward with confidence and peace of mind. Outside of work, I stay grounded through my hobbies: investing in stocks, hiking new trails, traveling, and spending time with family.



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Tools & Resources

Get Your FREE Pre- Approval Letter

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Becoming a homeowner starts with finding the best loan for your unique situation, and we're here to help you make that choice.

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Analyze your refinance option

Let us help crunch the numbers for you. Find out exactly how much you can save by refinancing and whether it's the right time for you.

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Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

Transform Your Home's Value Into Cash

Access your home equity with our streamlined digital HELOC experience

Quick Digital Process

Quick Digital Process

Complete your entire application from home with our secure digital platform. Most customers finish in under 10 minutes.

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Rapid Decisions1

Receive initial feedback within minutes. Our advanced technology provides quick evaluations so you can plan ahead.

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Flexible Access2

Draw funds when you need them. Pay back on your schedule and access funds again as your balance decreases.

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Find out how much you can get in less than 1 minute with no commitment.

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We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.

  • Our innovative technology streamlines the mortgage process.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Company Info
  1. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000.
  2. The Fixed Rate Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

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