Justin Cordova

Branch-Managers NMLS #1788137

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Justin Cordova

About Justin Cordova

Justin Cordova, NMLS ID 1788137, is a seasoned professional with a commendable track record in the mortgage industry spanning over 6 years. Holding a valid Real Estate Agent license in California, Justin brings a comprehensive understanding of the real estate market to his clients. Throughout his career, Justin has successfully managed and coached a team of 75+ mortgage professionals, demonstrating his exceptional leadership skills and commitment to excellence. He takes great pride in the trust his clients place in him, recognizing that their homes are their most valuable assets. Justin finds fulfillment in empowering their dreams of homeownership and providing financial stability through informed decision-making. With a remarkable portfolio of over $250 million in Home, Personal, and Business loans, Justin's expertise extends across various lending programs. He is well-versed in tailoring customized solutions to meet the unique needs of his clients, ensuring their financial goals are met. Beyond his professional achievements, Justin cherishes his role as a family man. He and his wife have a blended family with 6 girls, creating a lively and vibrant home environment. Justin embraces the joyful chaos and wouldn't have it any other way. Justin's favorite saying, "There is no better time to start saving than right now! So why not start today?" reflects his commitment to helping clients make smart financial decisions and embark on a path towards a secure future. With Justin Cordova as your trusted mortgage professional, you can expect personalized guidance, unwavering dedication, and a partner who genuinely cares about your financial well-being.



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  1. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000.
  2. The Fixed Rate Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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