Matt Muskan

Vice President NMLS #27923

How can I help you?

icon-curly-arrow-1
I want to buy a home I want to refinance
PrivacyNo SSN required. Zero impact to credit. Your information is never sold.
Matt Muskan

About Matt Muskan

Instagram Linkedin
Meet Matt Muskan, a seasoned mortgage professional with a passion for helping individuals achieve their dreams of homeownership. With an illustrious career spanning 19 years in the mortgage Industry, Matt Muskan has amassed a wealth of expertise and experience that helps set him apart from the rest in his field. Having held the esteemed position of Vice President with Rocket Mortgage Wholesale, Matt Muskan played an instrumental role in shaping the organization's success and building lasting relationships with clients and colleagues alike. However, driven by an unwavering entrepreneurial spirit and a deep desire to provide a more personalized and tailored approach to mortgage services, Matt decided to take the leap and venture into the world of independent brokerage. Today, as the proud founder of Varos Mortgage, Matt and his team partnered up with one of the nation's largest mortgage Brokerages in West Capital Lending. This partnership allows Matt and his Team to offer a comprehensive suite of services for both home purchase and cash out refinancing needs. With a customer-centric philosophy at the core of their business, Matt Muskan is dedicated to guiding clients through the complexities of the mortgage process with integrity, transparency, and a commitment to securing the best possible outcomes. From first-time homebuyers to seasoned investors, Matt possesses a rare ability to understand and cater to the diverse needs of each client, making the journey towards homeownership an empowering and rewarding experience. Their deep knowledge of the ever-evolving mortgage landscape, combined with an unwavering dedication to exceptional customer service, has earned a reputation for excellence within the industry. Get in touch with Matt Muskan today and let them be your trusted partner on your path to homeownership. Experience firsthand the difference that expertise, personalized care, and a commitment to excellence can make.



Helpful Mortgage

Tools & Resources

Get Your FREE Pre- Approval Letter

Get Your FREE Pre- Approval Letter

Becoming a homeowner starts with finding the best loan for your unique situation, and we're here to help you make that choice.

 Analyze Your Refinance Options

Analyze your refinance option

Let us help crunch the numbers for you. Find out exactly how much you can save by refinancing and whether it's the right time for you.

 Compare Today's Mortgage Rates

Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

Transform Your Home's Value Into Cash

Access your home equity with our streamlined digital HELOC experience

Quick Digital Process

Quick Digital Process

Complete your entire application from home with our secure digital platform. Most customers finish in under 10 minutes.

Rapid Decisions 1

Rapid Decisions1

Receive initial feedback within minutes. Our advanced technology provides quick evaluations so you can plan ahead.

Flexible Access 2

Flexible Access2

Draw funds when you need them. Pay back on your schedule and access funds again as your balance decreases.

curve arrow Discover My HELOC Borrowing Power
Product BG
Home Loan Products

Popular Home Loan Products

Take a look at some of our popular loan products and niche lending solutions.

Tap Equity to Get Cash

Refinance to get the cash you need when you need it

Find out how much you can get in less than 1 minute with no commitment.

Check My Available Equity
PrivacyNo SSN required. Zero impact to credit. Your information is never sold.
Tap Equity to Get Cash
See My Buying Power
See My Buying Power

Looking to buy a home with less than 20% down?

Explore our flexible financing solutions designed for lower down payments, including zero down and 3.5% down programs.

See My Buying Power Now
PrivacyNo SSN required. Zero impact to credit. Your information is never sold.

Happy Homeowners

With more than 300,000 reviews online, don't just take our word for it. From first-time buyers to Veterans to seasoned investors, NAF is committed to serving our customers every step of the way.

I want to buy a home Down Arrow
PrivacyNo SSN required. Zero impact to credit. Your information is never sold.
Happy Homeowners

What Our Customer Say

Discover how homeowners started their journey and how client direct mortgage helped them along the way.



Ready to get started?

Get started with a custom mortgage rate quote today! No bait and switch. No nonsense. You won't get bombarded by sales calls.


Get My Custom Rate Quote Curly Down Arrow
PrivacyNo SSN required. Zero impact to credit. Your information is never sold.
Ready to get started?
Brokers are BETTER
BROKERS VS. RETAIL

Brokers are BETTER

We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.

  • Our innovative technology streamlines the mortgage process.
  • Multiple investor options means we will find the best solution for you.
  • Exceptional customer service makes for a hassle-free experience for our customers.
  • Interest rates offered are among the lowest in the industry.
  • Zero closing cost options are available with most scenarios.
  • Communication is key- we pledge to keep you informed every step of the way.

Proud Sponsor

BAC
West Capital Lending
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
About Us
Loan Programs
Company Info
  1. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000.
  2. The Fixed Rate Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
License Information - For complete license information, click here to visit our Licensing Page.

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access